Need help with financing? Choose from our preferred lenders below.
We highly recommend you check out financing BEFORE you submit an offer.
This company handles only Florida properties. Monera offers:
- Credit Check: Optional
- Loan Terms: 1 to 12 years
- Down Payment Required: Typically 5% to 30% (depending on purchase terms)
- Interest Rate: 9.9% to 15.9% (depending on down payment and length of term)
- Monthly Service Fee: No
- Prepayment Penalty: No
- Loan Minimum: None
- Loan Origination Fee: $199
- Type of Loan: Mortgage
Vacation Club Loans lends for all DVC properties with interest rates starting as low as 9.9%. You only need a 600 FICO score for instant approval; however they do not report debt to credit bureaus.
Finance up to 10 years with as little as 10% down payment. They lend in all 50 states.
The lender for SC, CA & HI is Timeshare Lending. Their guidelines change frequently,
please check their website.
You can always get your own financing however, the property cannot be used as
collateral and that is considered a cash deal.
Financing is available to all US citizens and Canadian citizens who have a US bank
account or RCNB account. (This is only available through Monera for the Florida